Commercial Credit Analyst
IT
United States
USD 32,500-71,500 / year
Posted on Jul 1, 2026
100% Remote
32,500 - 71,500 - Based On Experience & Hours
Industry Experience: Banking / Credit Unions / Appraisals
Core Responsibilities
32,500 - 71,500 - Based On Experience & Hours
Industry Experience: Banking / Credit Unions / Appraisals
Core Responsibilities
- Analyze Commercial Loan Requests and assist in the preparation of detailed credit memoranda.
- Evaluate borrower financial statements, tax returns, cash flow, collateral, guarantor strength and repayment capacity.
- Spread financial statements and perform ratio, trend and cashflow analysis.
- Identify strength/weaknesses and mitigating factors within proposed transactions.
- Assist commercial lenders with portfolio management and annual credit reviews.
- Help ensure loan requests comply with Bank policy, regulatory requirements and sound underwriting standards.